Frost Health Law is an independent publication and professional platform for pharmacy, healthcare, and legal analysis. It is not a law firm and does not offer legal representation.
Chad is an Alabama attorney, Tennessee-licensed pharmacist, and healthcare executive. He examines legal and regulatory questions through the practical demands of pharmacy operations, evidence, and accountable decision-making.
Toby C. “Chad” Frost is licensed to practice law in Alabama and is admitted to the United States District Court for the District of Colorado.
Fairness and the equal administration of justice ground his public-service outlook. His priorities include access to care, the cost of care, and human trafficking prevention. Pro bono service and participation in the University of Tennessee College of Law Human Trafficking Clinic reinforced his commitment to serving people at risk of exploitation.
His published analysis addresses pharmacy regulation, PBM relationships, reimbursement, audits, compounding, controlled substances, contracts, competition, and healthcare markets. Each article distinguishes governing authority, allegations, holdings, and practical judgment.
He earned a Doctor of Pharmacy from the University of Tennessee Health Science Center and a Juris Doctor from the University of Tennessee College of Law. The CPBS designation is a non-legal pharmacy-benefits credential from the Pharmacy Benefits Institute of America, TransparentRx, and the University of Kentucky College of Pharmacy.
His accepted article, “The PBM Shield: ERISA Preemption and the Foreclosure of Pharmacy Competition,” examines how ERISA preemption affects state PBM regulation, reimbursement, pharmacy networks, intermediary administration, and pharmacy competition. It reflects his ability to analyze statutes, judicial decisions, market structure, plan administration, PBM conduct, and competing legal arguments.
Employment history, organizations, role dates, responsibilities, and achievements are not published on the website. Request the current résumé or curriculum vitae for that information.
Pharmacy operations, legal authority, and the evidence must tell one coherent story.